Montezuma State Bank
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Certificates of Deposit and IRAs are a safe and secure way of growing your investment and retirement funds. Montezuma State Bank offers a variety of terms and options, from three (3) to sixty (60) months or tailor your investment plan to meet your exact savings needs.

Contact a MSB officer for current rates, deposit requirements, and the penalty for early withdrawal. To set up an IRA account, contact Janice.

Rates Effective: January 2nd, 2015
Term Minimum Deposit Interest Rate A.P.Y.
$
182 Day $2,500.00 0.24% 0.25%
12 Months $1,000.00 0.44% 0.45%
18 Months $1,000.00 0.69% 0.70%
30 Months $1,000.00 0.99% 1.00%
60 Months $1,000.00 1.39% 1.40%
$
36 Month RAR $5,000.00 1.24% 1.25%
48 Month RAR $5,000.00 1.24% 1.25%
12 Month IRA $200.00 0.94% 0.95%
36 Month IRA $200.00 1.54% 1.55%
· A.P.Y. stands for Annual Percentage Yield
·· RAR stands for Raise-A-Rate
··· Penalty for early withdrawal.
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Copyright © 2001-2004 Montezuma State Bank
101 South 4th Street • P.O. Box 128
Montezuma, Iowa 50171
Phone: 641.623.5766
Equal Housing Lender